{"id":4388,"date":"2017-10-08T11:40:34","date_gmt":"2017-10-08T09:40:34","guid":{"rendered":"https:\/\/financera.cz\/?page_id=4388"},"modified":"2024-09-26T10:45:57","modified_gmt":"2024-09-26T08:45:57","slug":"pro-duchodce","status":"publish","type":"page","link":"https:\/\/financera.cz\/pujcky\/pro-duchodce\/","title":{"rendered":"P\u016fj\u010dky pro d\u016fchodce"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Co_je_pjka_pro_dchodce\">Co je p\u016fj\u010dka pro d\u016fchodce?<\/h2>\n\n\n\n<p>P\u016fj\u010dka pro d\u016fchodce je sv\u00fdm zp\u016fsobem klasick\u00e1 p\u016fj\u010dka, <strong>je v\u0161ak poskytov\u00e1na i osob\u00e1m, kter\u00e9 pob\u00edraj\u00ed starobn\u00ed, v n\u011bkter\u00fdch p\u0159\u00edpadech i invalidn\u00ed d\u016fchod. <\/strong>Takov\u00e9 osoby toti\u017e ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f nespl\u0148uj\u00ed podm\u00ednky klasick\u00fdch p\u016fj\u010dek, proto je ve v\u011bt\u0161tin\u011b <a href=\"https:\/\/financera.cz\/recenze-bank\/\">bank<\/a>, jako\u017e i v <a href=\"https:\/\/financera.cz\/hodnoceni-nebankovnich-pujcek\/\">nebankovk\u00e1ch<\/a>, odm\u00edtnou.<\/p>\n\n\n\n<p>P\u0159itom aby si p\u0159i aktu\u00e1ln\u00ed v\u00fd\u0161i starobn\u00edho d\u016fchodu mohli d\u016fchodci sem tam dop\u0159\u00e1t i n\u011bco v\u00edce, mus\u00ed \u010dasto s\u00e1hnout po <a href=\"https:\/\/financera.cz\/pujcky\/\">p\u016fj\u010dce<\/a>. <strong>P\u016fj\u010dka pro d\u016fchodce je tak n\u011bkdy jedin\u00fdm zp\u016fsobem jak se dostat k pen\u011bz\u016fm nav\u00edc,<\/strong> nap\u0159\u00edklad na dovolenou nebo i na p\u0159\u00edpadn\u00e9 ne\u010dekan\u00e9 v\u00fddaje, kter\u00fdmi m\u016f\u017ee b\u00fdt porouchan\u00e1 pra\u010dka a podobn\u011b.<\/p>\n\n\n\n<p>P\u0159ed samotn\u00fdm pod\u00e1n\u00edm \u017e\u00e1dosti<strong> je v\u0161ak d\u016fle\u017eit\u00e9 si nejprve v\u0161e dob\u0159e promyslet. <\/strong>M\u011bli byste si b\u00fdt jisti, \u017ee danou p\u016fj\u010dku budete schopni spl\u00e1cet. Jinak v\u00e1m m\u016f\u017ee p\u016fj\u010dka zp\u016fsobit velk\u00e9 probl\u00e9my.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3>Nejlep\u0161\u00ed p\u016fj\u010dky 2025<\/h3><ul>\n<li><strong>P\u016fj\u010dka s nejlep\u0161\u00edm hodnocen\u00edm<\/strong>: <a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/\">Kamali<\/a><\/li>\n<li><strong>Nejlep\u0161\u00ed p\u016fj\u010dka od lid\u00ed pro lidi<\/strong>: <a href=\"https:\/\/financera.cz\/spolecnost\/zonky\/\">Zonky<\/a><\/li>\n<li><strong>Nejv\u00fdhodn\u011bj\u0161\u00ed prvn\u00ed p\u016fj\u010dka zdarma<\/strong>: <a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/\">Zaplo<\/a><\/li>\n<li><strong>Nejlep\u0161\u00ed srovn\u00e1va\u010d p\u016fj\u010dek<\/strong>: <a href=\"https:\/\/financera.cz\/spolecnost\/chytra-pujcka\/\">Chytr\u00e1 p\u016fj\u010dka<\/a><\/li>\n<li><strong>Nejlep\u0161\u00ed flexibiln\u00ed p\u016fj\u010dka:\u00a0<\/strong><a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/\">Ferratum<\/a><\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kde_zskat_pjku_pro_dchodce\">Kde z\u00edskat p\u016fj\u010dku pro d\u016fchodce?<\/h2>\n\n\n\n<p>Kone\u010dn\u011b chcete n\u011bco pro sebe a pot\u0159ebujete na to\u00a0<a href=\"https:\/\/financera.cz\/pujcky\/spotrebitelsky-uver\/\">\u00fav\u011br<\/a>. Jen\u017ee v\u00e1s odm\u00edt\u00e1 banka za bankou, kde \u00fa\u0159edn\u00edci jen zalistuj\u00ed hromadou pap\u00edr\u016f a z neur\u010dit\u00fdch d\u016fvod\u016f v\u00e1m p\u016fj\u010dku zam\u00edtnou. <strong>P\u016fj\u010dka pro d\u016fchodce je pro banky trochu problematick\u00e1.<\/strong> Vid\u00ed toti\u017e jen vysok\u00fd v\u011bk a n\u00edzk\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem. <a href=\"https:\/\/financera.cz\/pujcky\/nebankovni\/\">Nebankovn\u00ed spole\u010dnosti<\/a>\u00a0v tomhle obvykle nevid\u00ed \u017e\u00e1dn\u00e9 p\u0159ek\u00e1\u017eky.<\/p>\n\n\n\n<p>Kdy\u017e jste ale ve starobn\u00edm d\u016fchodu, <strong>je to pro v\u00e1s z pohledu v\u011b\u0159itel\u016f velk\u00e1 v\u00fdhoda. <\/strong>Vid\u00ed, \u017ee m\u00e1te pravideln\u00fd p\u0159\u00edjem, mo\u017en\u00e1 i majetek, kter\u00fdm byste mohli ru\u010dit a nejsp\u00ed\u0161e \u017e\u00e1dn\u00e9 vy\u017eivovan\u00e9 d\u011bti pod 26 let v\u011bku. Tohle jsou v\u00fdhody na va\u0161\u00ed stran\u011b.<\/p>\n\n\n<div class=\"fn_block fn-comparison-table\">                                    <h3 class=\"comparison-table__title-main\">P\u016fj\u010dka pro d\u016fchodce &#8211; srovn\u00e1n\u00ed<\/h3>\n                                            <div class=\"comparison-table__binder\">\n                <div class=\"comparison-table__dots is-hidden-tablet\">\n                    <div class=\"comparison-table__dot comparison-table__dot--big\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                <\/div>\n                <div class=\"comparison-table__relative is-content\">\n                    <div class=\"comparison-table__scroll is-content\">\n                        <table class=\"comparison-table is-content\" js-data-comparison-table=\"\"\n                               js-data-affiliate-on-top=\"false\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Spole\u010dnost                                        <\/span>\n                                    <\/th>\n                                                                        <th>\n                                        <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Celkov\u00e9 hodnocen\u00ed                                        <\/span>\n                                    <\/th>\n                                    \n                                    <th> <span data-sorting=\"lowest-annual-interest-rate\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Nejni\u017e\u0161\u00ed RPSN\">Nejni\u017e\u0161\u00ed RPSN<\/span><\/th><th> <span data-sorting=\"highest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky\">Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><\/th><th> <span data-sorting=\"citizenship\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"St\u00e1tn\u00ed ob\u010danstv\u00ed\">St\u00e1tn\u00ed ob\u010danstv\u00ed<\/span><\/th><th> <span data-sorting=\"minimum-age\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Minim\u00e1ln\u00ed v\u011bk\">Minim\u00e1ln\u00ed v\u011bk<\/span><\/th>                                    <th>\n                                        <span data-sorting=\"affiliate\" class=\"comparison-table__title comparison-table__title--button\">\n                                                                                    <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zaplo\"\n                data-product-id=\"330\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"330\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zaplo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/09\/logo-zaplo.png\" alt=\"Zaplo\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.51250000\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"0.00\">0,00% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"60000.00\">60&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"330\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zonky\"\n                data-product-id=\"1715\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1715\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/zonky\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zonky\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/11\/untitled-project-2.jpg\" alt=\"Zonky\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.57446809\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/zonky\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.6\">4.6<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"5.02\">5,02% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"1500000.00\">1&nbsp;500&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/zonky\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1715\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Kamali\"\n                data-product-id=\"574\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"574\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/kamali\/redirect\/\">\n                    <img decoding=\"async\" title=\"Kamali\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/02\/kamali-logo1.jpg\" alt=\"Kamali\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.60416667\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.6\">4.6<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"0.00\">0,00% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/kamali\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"574\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Ferratum\"\n                data-product-id=\"726\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"726\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/redirect\/\">\n                    <img decoding=\"async\" title=\"Ferratum\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2016\/06\/ferratum-logo.png\" alt=\"Ferratum\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.87500000\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"146.95\">146,95% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"80000.00\">80&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"726\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                    <\/div>\n                                            <table class=\"comparison-table comparison-table--content-logo is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Spole\u010dnost                                        <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zaplo\"\n                data-product-id=\"330\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"330\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zaplo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/09\/logo-zaplo.png\" alt=\"Zaplo\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zonky\"\n                data-product-id=\"1715\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1715\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/zonky\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zonky\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/11\/untitled-project-2.jpg\" alt=\"Zonky\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Kamali\"\n                data-product-id=\"574\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"574\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/kamali\/redirect\/\">\n                    <img decoding=\"async\" title=\"Kamali\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/02\/kamali-logo1.jpg\" alt=\"Kamali\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Ferratum\"\n                data-product-id=\"726\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"726\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/redirect\/\">\n                    <img decoding=\"async\" title=\"Ferratum\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2016\/06\/ferratum-logo.png\" alt=\"Ferratum\">\n                <\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                        <table class=\"comparison-table comparison-table--content-button is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>Za\u010d\u00edn\u00e1me<\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"330\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/zonky\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1715\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/kamali\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"574\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"726\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                                        <table class=\"comparison-table comparison-table--mobile is-content is-hidden-tablet\"\n                           js-data-comparison-table=\"\" js-data-affiliate-on-top=\"false\">\n                        <thead>\n                            <tr>\n                                <th style=\"width: 125px\">\n                                    <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Spole\u010dnost                                    <\/span>\n                                <\/th>\n                                <th>\n                                    <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Celkov\u00e9 hodnocen\u00ed                                    <\/span>\n                                <\/th>\n                                <th> <span data-sorting=\"lowest-annual-interest-rate\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Nejni\u017e\u0161\u00ed RPSN\">Nejni\u017e\u0161\u00ed RPSN<\/span><\/th><th> <span data-sorting=\"highest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky\">Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><\/th><th> <span data-sorting=\"citizenship\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"St\u00e1tn\u00ed ob\u010danstv\u00ed\">St\u00e1tn\u00ed ob\u010danstv\u00ed<\/span><\/th><th> <span data-sorting=\"minimum-age\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Minim\u00e1ln\u00ed v\u011bk\">Minim\u00e1ln\u00ed v\u011bk<\/span><\/th>                                <th>Za\u010d\u00edn\u00e1me                                <\/th>\n                            <\/tr>\n                        <\/thead>\n                        <tbody>\n                            <tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zaplo\"\n                data-product-id=\"330\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"330\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zaplo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/09\/logo-zaplo.png\" alt=\"Zaplo\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.51250000\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"0.00\">0,00% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"60000.00\">60&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"330\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zonky\"\n                data-product-id=\"1715\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1715\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/zonky\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zonky\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/11\/untitled-project-2.jpg\" alt=\"Zonky\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.57446809\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/zonky\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.6\">4.6<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"5.02\">5,02% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"1500000.00\">1&nbsp;500&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/zonky\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1715\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Kamali\"\n                data-product-id=\"574\">\n                <span class=\"search-card__featured\">doporu\u010deno<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"574\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/kamali\/redirect\/\">\n                    <img decoding=\"async\" title=\"Kamali\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/02\/kamali-logo1.jpg\" alt=\"Kamali\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.60416667\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.6\">4.6<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"0.00\">0,00% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/kamali\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"574\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Ferratum\"\n                data-product-id=\"726\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"726\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/redirect\/\">\n                    <img decoding=\"async\" title=\"Ferratum\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2016\/06\/ferratum-logo.png\" alt=\"Ferratum\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.87500000\">\n            <a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"146.95\">146,95% <\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"80000.00\">80&nbsp;000 K\u010d<\/td><td data-sorting=\"citizenship\" data-sorting-value=\"Ne\">Ne<\/td><td data-sorting=\"minimum-age\" data-sorting-value=\"18\">18<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"726\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Prohl\u00e9dnout si nab\u00eddku<\/a><\/td><\/tr>                        <\/tbody>\n                    <\/table>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n<p><strong>Jak m\u016f\u017eete vid\u011bt v tabulce, p\u016fj\u010dku pro d\u016fchodce je mo\u017en\u00e9 z\u00edskat od mnoha kvalitn\u00edch spole\u010dnost\u00ed.<\/strong> Tak jako tak ale budete pot\u0159ebovat alespo\u0148 jednu ze dvou v\u011bc\u00ed, tedy bu\u010f st\u00e1l\u00fd p\u0159\u00edjem nebo vlastnit n\u011bjakou nemovitost. Samoz\u0159ejm\u011b nejl\u00e9pe ob\u011b v\u011bci\u00a0z\u00e1rove\u0148.<\/p>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Porovn\u00e1vejte p\u016fj\u010dky od 41 poskytovatel\u016f p\u016fj\u010dek<\/h3><p>Najd\u011bte nejv\u00fdhodn\u011bj\u0161\u00ed nab\u00eddku jedn\u00edm kliknut\u00edm<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financera.cz\/vysledky?query=1&non_affiliate=true&param_amount=10000&param_period=360\" data-slider-url=\"https:\/\/financera.cz\/vysledky?query=1&non_affiliate=true&param_amount=10000&param_period=360\" data-required=\"vysledky?query=1non_affiliate=true&param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Porovnat nab\u00eddky<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Podmnky_pjky_pro_dchodce\">Podm\u00ednky p\u016fj\u010dky pro d\u016fchodce<\/h2>\n\n\n\n<p>Kdy\u017e jako d\u016fchodce \u017e\u00e1d\u00e1te o p\u016fj\u010dku <strong>mus\u00edte nejprve spl\u0148ovat ur\u010dit\u00e9 podm\u00ednky a po\u017eadavky. <\/strong>V prvn\u00ed \u0159ad\u011b mus\u00edte b\u00fdt danou p\u016fj\u010dku schopen spl\u00e1cet. \u010c\u00edm vy\u0161\u0161\u00ed tedy m\u00e1te p\u0159\u00edjem, t\u00edm je v\u011bt\u0161\u00ed pravd\u011bpodobnost, \u017ee v\u00e1m vy\u0161\u0161\u00ed p\u016fj\u010dku schv\u00e1l\u00ed.<\/p>\n\n\n\n<p>Nebankovn\u00ed spole\u010dnosti si v\u00e1s hned na \u00favod prov\u011b\u0159\u00ed. Pravd\u011bpodobn\u011b<strong> budete muset dokl\u00e1dat kopii v\u00fdm\u011bru d\u016fchodu, <\/strong>tento dokument vystavuje \u010cesk\u00e1 spr\u00e1va soci\u00e1ln\u00edho zabezpe\u010den\u00ed (\u010cSSZ). Pokud m\u00e1te vedle pob\u00edr\u00e1n\u00ed d\u016fchodu i dal\u0161\u00ed p\u0159\u00edjem, je dobr\u00e9 dolo\u017eit i potvrzen\u00ed o tomto p\u0159\u00edjmu. Samoz\u0159ejmost\u00ed je i p\u0159edlo\u017een\u00ed platn\u00e9 dokladu toto\u017enosti.<\/p>\n\n\n\n<p><strong>Samoz\u0159ejmost\u00ed je tak\u00e9 \u010desk\u00e9 ob\u010danstv\u00ed, <\/strong>proto\u017ee v\u011b\u0159itel\u00e9 u n\u00e1s neradi p\u016fj\u010duj\u00ed <a href=\"https:\/\/financera.cz\/pujcky\/pro-cizince\/\">cizinc\u016fm<\/a>. V p\u0159\u00edpad\u011b probl\u00e9m\u016f by museli jednat nejen se z\u00e1kazn\u00edkem, ale \u010dasto i s jeho domovsk\u00fdm st\u00e1tem. Proto rad\u0161i p\u016fj\u010duj\u00ed jen \u010cech\u016fm, je to pro n\u011b jednodu\u0161\u0161\u00ed a nen\u00e1ro\u010dn\u00e9 na pap\u00edrov\u00e1n\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Stl_pjem\">St\u00e1l\u00fd p\u0159\u00edjem<\/h3>\n\n\n\n<p><strong>Starobn\u00ed d\u016fchod v tomto p\u0159\u00edpad\u011b \u00fapln\u011b posta\u010duje. <\/strong>P\u0159ich\u00e1z\u00ed ka\u017ed\u00fd m\u011bs\u00edc a bude v\u00e1m d\u00e1l chodit pravideln\u011b, a tak\u00e9 je ve st\u00e1le stejn\u00e9 v\u00fd\u0161i, kter\u00e1 se \u010dasem nebude m\u011bnit. <\/p>\n\n\n\n<p><strong>Dal\u0161\u00ed zdroj p\u0159\u00edjmu<\/strong> sice nen\u00ed nutn\u00fd, ale dok\u00e1\u017ee zna\u010dn\u011b vylep\u0161it va\u0161i situaci. Proto pokud si vedle d\u016fchodu p\u0159ivyd\u011bl\u00e1v\u00e1te, p\u0159\u00edpadn\u011b podnik\u00e1te, m\u00e1te \u0161anci z\u00edskat lep\u0161\u00ed p\u016fj\u010dku za v\u00fdhodn\u011bj\u0161\u00edch podm\u00ednek.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vlastnictv_nemovitosti\">Vlastnictv\u00ed nemovitosti<\/h3>\n\n\n\n<p><strong>Kdy\u017e vlastn\u00edte pozemek, chatu, d\u016fm nebo byt <\/strong>je to pro v\u00e1s dobr\u00e9 samo o sob\u011b. U vlastn\u00edho bydlen\u00ed se ne\u010dekaj\u00ed tak velk\u00e9 \u017eivotn\u00ed n\u00e1klady, proto\u017ee u n\u011bj pravd\u011bpodobn\u011b neplat\u00edte n\u00e1jem nebo <a href=\"https:\/\/financera.cz\/pujcky\/hypoteky\/\">hypot\u00e9ku<\/a>.<\/p>\n\n\n\n<p><strong>Nav\u00edc nemovitost\u00ed m\u016f\u017eete u sv\u00e9 p\u016fj\u010dky v d\u016fchod\u011b ru\u010dit.<\/strong> Poslou\u017e\u00ed jako zaji\u0161t\u011bn\u00ed oproti \u00fav\u011bru, a tak m\u00e1 nebankovn\u00ed spole\u010dnost v nemovitosti ur\u010ditou z\u00e1ruku. Nen\u00ed to sice ide\u00e1ln\u00ed a m\u00e1lokdo v\u00e1m to m\u016f\u017ee doporu\u010dit, ale zaji\u0161t\u011bn\u00ed m\u016f\u017ee slou\u017eit jako dobr\u00e1 mo\u017enost, kdy\u017e v\u0161echno ostatn\u00ed nedopadne.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Bankovn_pjka_pro_dchodce\">Bankovn\u00ed p\u016fj\u010dka pro d\u016fchodce<\/h2>\n\n\n\n<p>Bankovn\u00ed instituce zpravidla <strong>p\u016fj\u010dky pro d\u016fchodce p\u0159\u00edli\u0161 nenab\u00edzej\u00ed. <\/strong>Samoz\u0159ejm\u011b ka\u017ed\u00e1 banka m\u00e1 individu\u00e1ln\u00ed podm\u00ednky. Obecn\u011b ale plat\u00ed, \u017ee d\u016fchodci pat\u0159\u00ed sp\u00ed\u0161e mezi rizikov\u00e9 klienty. <\/p>\n\n\n\n<p>Na druhou stranu v dob\u011b p\u0159etlaku levn\u00fdch pen\u011bz na trhu mnoh\u00e9 banky m\u011bn\u00ed starou r\u00e9toriku a c\u00edl\u00ed i na segment d\u016fchodc\u016f.\u00a0P\u0159i \u017e\u00e1dosti o \u00fav\u011br se proto <strong>nezapome\u0148te obr\u00e1tit tak\u00e9 na svou domovskou banku, <\/strong>kde m\u00e1te vedenou \u00fav\u011brovou historii.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Nebankovn_pjka_pro_dchodce\">Nebankovn\u00ed p\u016fj\u010dka pro d\u016fchodce<\/h2>\n\n\n\n<p>P\u0159i posuzov\u00e1n\u00ed \u00fav\u011bru u nebankovn\u00edch spole\u010dnost\u00ed <strong>hraje d\u016fle\u017eitou roli p\u0159edev\u0161\u00edm v\u011bk \u017eadatele. <\/strong>Jednotliv\u00e9 spole\u010dnosti tak maj\u00ed nastavenou horn\u00ed v\u011bkovou hranici, kter\u00e1 se nap\u0159\u00ed\u010d spole\u010dnostmi li\u0161\u00ed. <\/p>\n\n\n\n<p>N\u011bkde p\u016fj\u010duj\u00ed do 65 let v\u011bku, jinde je hranice o p\u00e1r let vy\u0161\u0161\u00ed. V p\u0159\u00edpad\u011b pot\u00ed\u017e\u00ed se z\u00edsk\u00e1n\u00edm \u00fav\u011bru <strong>m\u016f\u017ee b\u00fdt \u0159e\u0161en\u00edm i ru\u010ditel nebo ru\u010den\u00ed nemovitost\u00ed.<\/strong><\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Jak u\u0161et\u0159it <span class=\"compare-amount\">216&nbsp;840,00 K\u010d <\/span> na va\u0161\u00ed p\u016fj\u010dce<\/h3>\n\t\t\t\t<p>Rozd\u00edl v cen\u011b p\u016fj\u010dky 10&nbsp;000,00 K\u010d za 90 dn\u00ed je 216&nbsp;840,00 K\u010d.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financera.cz\/pujcky\/vysledky\/?query=1&filter_non_affiliate=1&param_amount=10000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Zjist\u011bte jak<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"SMS_pjka_pro_dchodce\">SMS p\u016fj\u010dka pro d\u016fchodce<\/h2>\n\n\n\n<p>Mnoz\u00ed d\u016fchodci jsou otev\u0159eni modern\u00edm trend\u016fm a tak jim nen\u00ed nezn\u00e1ma ani <a href=\"https:\/\/financera.cz\/pujcky\/sms\/\">SMS p\u016fj\u010dka<\/a>. Nebankovn\u00ed spole\u010dnosti to nav\u00edc umo\u017e\u0148uj\u00ed, a z toho d\u016fvodu <strong>lze pom\u011brn\u011b jednodu\u0161e z\u00edskat i SMS p\u016fj\u010dku pro d\u016fchodce.<\/strong> Nav\u00edc se jedn\u00e1 o velmi rychl\u00e9 a pohodln\u00e9 \u0159e\u0161en\u00ed, v\u0161e lze vybavit z pohodl\u00ed domova.<\/p>\n\n\n\n<p>SMS p\u016fj\u010dka je tak vhodn\u00e1 nap\u0159\u00edklad pro ty d\u016fchodce, kte\u0159\u00ed \u017eij\u00ed mimo m\u011bsto. D\u00edky jej\u00edmu extr\u00e9mn\u011b jednoduch\u00e9mu sjedn\u00e1n\u00ed <strong>se t\u011b\u0161\u00ed v \u010cesk\u00e9 republice velk\u00e9 popularit\u011b.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><h3 id=\"Nejvhodnj_SMS_pjka\">Nejv\u00fdhodn\u011bj\u0161\u00ed SMS p\u016fj\u010dka<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.cz\/spolecnost\/viasms\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/10\/logo-viasms.png\" class=\"attachment-full size-full\" alt=\"logo-viasms\" \/><\/a><span class=\"items-content__card-chosen\">Vybran\u00fd <strong>1&nbsp;087<\/strong> kr\u00e1t<\/span><ul class=\"items-content__card-list\"><li >P\u016fj\u010dka a\u017e 60 000 K\u010d<\/li><li >P\u016fj\u010dka na dobu 7 &#8211; 30 dn\u00ed<\/li><li >Okam\u017eit\u00e9 posouzen\u00ed \u017e\u00e1dosti<\/li><li >Pokud m\u00e1te \u00fa\u010det u Komer\u010dn\u00ed banky, \u010cesk\u00e9 spo\u0159itelny, Monety nebo Fio banky, m\u016f\u017eete sv\u00e9 pen\u00edze o\u010dek\u00e1vat ji\u017e b\u011bhem n\u011bkolika m\u00e1lo minut<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">60000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejni\u017e\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejvy\u0161\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">858.80<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed d\u00e9lka spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">1 den<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed doba spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">1 m\u011bs\u00edc<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Akceptuje z\u00e1znamy v registrech<\/span><span class=\"items-content__card-datapoint-value\">Ne . <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u011bk <\/span><span class=\"items-content__card-datapoint-value\">20<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.cz\/spolecnost\/viasms\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1929\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Prohl\u00e9dnout si nab\u00eddku<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/viasms\/\"  class=\"button is-rounded items-content__card-more-info\">V\u00edce informac\u00ed<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/viasms\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\"> Pro p\u0159e\u010dten\u00ed&nbsp;<a href=\"https:\/\/financera.cz\/spolecnost\/viasms\/#read-reviews\">5<\/strong>&nbsp;hodnocen\u00ed<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Pjka_pro_dchodce_bez_registru\">P\u016fj\u010dka pro d\u016fchodce bez registru<\/h2>\n\n\n\n<p>U nebankovn\u00edch spole\u010dnost\u00ed v\u011bt\u0161inou<strong> z\u00e1znam v registru dlu\u017en\u00edk\u016f neznamen\u00e1, \u017ee v\u00e1m nep\u016fj\u010d\u00ed v\u016fbec.<\/strong> V p\u0159\u00edpad\u011b, \u017ee v\u00e1m p\u016fj\u010d\u00ed, bude to ale za nev\u00fdhodn\u011bj\u0161\u00edch podm\u00ednek.<\/p>\n\n\n\n<p>P\u016fj\u010dka pro d\u016fchodce bez <a href=\"https:\/\/financera.cz\/jak-na-to\/registry-dluzniku\/\">registru<\/a> tedy znamen\u00e1, \u017ee finan\u010dn\u00ed spole\u010dnost nebude br\u00e1t z\u00e1znam v registru jako p\u0159ek\u00e1\u017eku v z\u00edsk\u00e1n\u00ed p\u016fj\u010dky.<\/p>\n\n\n\n<p>Pokud hled\u00e1te d\u016fv\u011bryhodn\u00e9ho poskytovatele p\u016fj\u010dek bez registru, pod\u00edvejte se na n\u00e1\u0161 <a href=\"https:\/\/financera.cz\/pujcky\/pro-dluzniky\/\">online porovn\u00e1va\u010d p\u016fj\u010dek.<\/a><\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><h3 id=\"Nejlep_pjka_pro_dchodce_bez_registru\">Nejlep\u0161\u00ed p\u016fj\u010dka pro d\u016fchodce bez registru<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/02\/kamali-logo1.jpg\" class=\"attachment-full size-full\" alt=\"kamali-logo\" \/><\/a><span class=\"items-content__card-chosen\">Vybran\u00fd <strong>4&nbsp;753<\/strong> kr\u00e1t<\/span><ul class=\"items-content__card-list\"><li >P\u016fj\u010dka a\u017e do v\u00fd\u0161e 20 000 K\u010d<\/li><li >Doba splatnosti a\u017e 30 dn\u00ed<\/li><li >\u00darok od 0 %<\/li><li >Okam\u017eit\u00e9 posouzen\u00ed \u017e\u00e1dosti<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejni\u017e\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejvy\u0161\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">83.03<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed d\u00e9lka spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">14 dn\u00ed<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed doba spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">1 m\u011bs\u00edc<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Akceptuje z\u00e1znamy v registrech<\/span><span class=\"items-content__card-datapoint-value\">Ano . <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u011bk <\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"574\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Prohl\u00e9dnout si nab\u00eddku<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/\"  class=\"button is-rounded items-content__card-more-info\">V\u00edce informac\u00ed<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.6\">4.6<\/span><\/a><span class=\"items-content__card-reviews\"> Pro p\u0159e\u010dten\u00ed&nbsp;<a href=\"https:\/\/financera.cz\/spolecnost\/kamali\/#read-reviews\">18<\/strong>&nbsp;hodnocen\u00ed<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Revolvingov_vr\">Revolvingov\u00fd \u00fav\u011br<\/h2>\n\n\n\n<p><strong>Nejpou\u017eiteln\u011bj\u0161\u00ed mo\u017enost\u00ed <\/strong>je pro v\u00e1s asi otev\u0159\u00edt si nebankovn\u00ed <a href=\"https:\/\/financera.cz\/pujcky\/revolvingovy-uver\/\">revolvingov\u00fd \u00fav\u011br<\/a>. U n\u011bj dostanete ur\u010dit\u00fd limit k p\u016fj\u010den\u00ed &#8211; t\u0159eba 15 tis\u00edc. Jestli si vyberete postupn\u011b jen \u010d\u00e1st pen\u011bz nebo v\u0161echny najednou je jen na v\u00e1s.<\/p>\n\n\n\n<p>Funguje jako nekone\u010dn\u00e1 <a href=\"https:\/\/financera.cz\/pujcky\/\">p\u016fj\u010dka<\/a>, <strong>kdykoli si m\u016f\u017eete p\u016fj\u010dit kolik zrovna pot\u0159ebujete, a vrac\u00edte kolik si zrovna m\u016f\u017eete dovolit.\u00a0<\/strong>Nutn\u00e1 je samoz\u0159ejm\u011b n\u011bjak\u00e1 minim\u00e1ln\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tka, ale nic v\u00e1m nebr\u00e1n\u00ed poslat na spl\u00e1tku v\u00edce pen\u011bz a sn\u00ed\u017eit si tak zaplacen\u00e9 \u00faroky.<\/p>\n\n\n\n<p>Jako p\u016fj\u010dka na d\u016fchod je to skv\u011bl\u00e1 mo\u017enost. <strong>Pen\u00edze toti\u017e nemus\u00edte \u010derpat pravideln\u011b a kdy\u017e \u00fa\u010det nepou\u017e\u00edv\u00e1te, tak v\u00e1s nic nestoj\u00ed. <\/strong>Jakmile ho jednou m\u00e1te zalo\u017een\u00fd, je pro v\u00e1s st\u00e1le k dispozici jako dobr\u00e1 <a href=\"https:\/\/financera.cz\/osobni-finance\/financni-gramotnost\/financni-rezerva\/\">finan\u010dn\u00ed rezerva<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><h3 id=\"Nejvhodnj_revolvingov_vr\">Nejv\u00fdhodn\u011bj\u0161\u00ed revolvingov\u00fd \u00fav\u011br<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"720\" height=\"220\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2016\/06\/ferratum-logo.png\" class=\"attachment-full size-full\" alt=\"ferratum-logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2016\/06\/ferratum-logo.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2016\/06\/ferratum-logo-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Vybran\u00fd <strong>1&nbsp;406<\/strong> kr\u00e1t<\/span><ul class=\"items-content__card-list\"><li >Nejstar\u0161\u00ed kr\u00e1tkodob\u00e1 p\u016fj\u010dka na \u010desk\u00e9m trhu<\/li><li >P\u016fj\u010dit si m\u016f\u017eete a\u017e 80 000 K\u010d<\/li><li >Flexibiln\u00ed doba spl\u00e1cen\u00ed<\/li><li >Mo\u017enost odlo\u017een\u00ed splatnosti<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">2500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">80000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejni\u017e\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">146.95<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejvy\u0161\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">146.95<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed d\u00e9lka spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">7 dn\u00ed<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed doba spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">9 let<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Akceptuje z\u00e1znamy v registrech<\/span><span class=\"items-content__card-datapoint-value\">Ne . <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u011bk <\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"726\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Prohl\u00e9dnout si nab\u00eddku<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/\"  class=\"button is-rounded items-content__card-more-info\">V\u00edce informac\u00ed<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><span class=\"items-content__card-reviews\"> Pro p\u0159e\u010dten\u00ed&nbsp;<a href=\"https:\/\/financera.cz\/spolecnost\/ferratum\/#read-reviews\">6<\/strong>&nbsp;hodnocen\u00ed<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Rychl_pjka_pro_dchodce\">Rychl\u00e1 p\u016fj\u010dka pro d\u016fchodce<\/h2>\n\n\n\n<p>Na \u010desk\u00e9m trhu jsou <strong>des\u00edtky spole\u010dnost\u00ed nab\u00edzej\u00edc\u00edch rychl\u00e9 p\u016fj\u010dky pro d\u016fchodce. <\/strong><a href=\"https:\/\/financera.cz\/pujcky\/rychla-pujcka\/\">Rychl\u00e1 p\u016fj\u010dka<\/a>\u00a0v\u00e1m poslou\u017e\u00ed jako jednor\u00e1zov\u00e9 dopln\u011bn\u00ed chyb\u011bj\u00edc\u00edch pen\u011bz. Nen\u00ed dobr\u00e9 ji vyu\u017e\u00edvat dlouhodob\u011b, ale jako rychl\u00e9 \u0159e\u0161en\u00ed mal\u00e9ho nedostatku pen\u011bz funguje dob\u0159e.<\/p>\n\n\n\n<p>M\u016f\u017eete vyu\u017e\u00edt i <a href=\"https:\/\/financera.cz\/pujcky\/zdarma\/\">bez\u00faro\u010dnou p\u016fj\u010dku<\/a> pro d\u016fchodce. Kolik si p\u016fj\u010d\u00edte, kolik p\u0159esn\u011b i vr\u00e1t\u00edte. Jen<strong> je pot\u0159eba si pohl\u00eddat, abyste ji doplatili v\u010das,<\/strong> pak ji budete m\u00edt skute\u010dn\u011b zdarma. Je tu jen jedin\u00fd poplatek, a to je jedna koruna, kter\u00e1 slou\u017e\u00ed k ov\u011b\u0159en\u00ed \u010d\u00edsla va\u0161eho bankovn\u00edho \u00fa\u010dtu.<\/p>\n\n\n\n<p><strong>Kdy\u017e bankovn\u00ed \u00fa\u010det nem\u00e1te, st\u00e1le m\u00e1te mo\u017enost z\u00edskat p\u016fj\u010dku pro d\u016fchodce<\/strong> bez \u00fa\u010dtu, tedy <a href=\"https:\/\/financera.cz\/pujcky\/o-vikendu\/\">v hotovosti<\/a>.\u00a0N\u011bkter\u00e9 spole\u010dnosti umo\u017e\u0148uj\u00ed v\u00fdplatu pen\u011bz na ruku a p\u00e1r spole\u010dnost\u00ed se na tento zp\u016fsob v\u00fdplaty p\u0159\u00edmo specializuje.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><h3 id=\"Nejlep_rychl_pjka_pro_dchodce_\">Nejlep\u0161\u00ed rychl\u00e1 p\u016fj\u010dka pro d\u016fchodce <\/h3><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2017\/09\/logo-zaplo.png\" class=\"attachment-full size-full\" alt=\"logo-zaplo\" \/><\/a><span class=\"items-content__card-chosen\">Vybran\u00fd <strong>4&nbsp;671<\/strong> kr\u00e1t<\/span><ul class=\"items-content__card-list\"><li >Okam\u017eit\u00e9 p\u0159ips\u00e1n\u00ed p\u016fj\u010dky na \u00fa\u010det<\/li><li >Prvn\u00ed p\u016fj\u010dka zdarma<\/li><li >Vypln\u011bn\u00ed \u017e\u00e1dosti online<\/li><li >Ov\u011b\u0159en\u00ed bankovou identitou<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed v\u00fd\u0161e p\u016fj\u010dky<\/span><span class=\"items-content__card-datapoint-value\">16000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejni\u017e\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nejvy\u0161\u0161\u00ed RPSN<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed d\u00e9lka spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">7 dn\u00ed<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maxim\u00e1ln\u00ed doba spl\u00e1cen\u00ed<\/span><span class=\"items-content__card-datapoint-value\">1 m\u011bs\u00edc<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Akceptuje z\u00e1znamy v registrech<\/span><span class=\"items-content__card-datapoint-value\">Ano . <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minim\u00e1ln\u00ed v\u011bk <\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"330\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Prohl\u00e9dnout si nab\u00eddku<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/\"  class=\"button is-rounded items-content__card-more-info\">V\u00edce informac\u00ed<\/a><a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><span class=\"items-content__card-reviews\"> Pro p\u0159e\u010dten\u00ed&nbsp;<a href=\"https:\/\/financera.cz\/spolecnost\/zaplo\/#read-reviews\">16<\/strong>&nbsp;hodnocen\u00ed<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Zajitn_vr\">Zaji\u0161t\u011bn\u00fd \u00fav\u011br<\/h2>\n\n\n\n<p>I kdy\u017e jste v d\u016fchodu, <strong>st\u00e1le si m\u016f\u017eete p\u016fj\u010dit dost vysok\u00e9 \u010d\u00e1stky.<\/strong> V\u011b\u0159itel po v\u00e1s ale bude vy\u017eadovat n\u011bjak\u00e9 ru\u010den\u00ed. Bu\u010f budete pot\u0159ebovat ru\u010ditele, nebo bude pot\u0159eba p\u016fj\u010dku pro d\u016fchodce zajistit n\u011bjakou nemovitost\u00ed. Pokud tedy m\u00e1te byt, pozemek nebo vlastn\u00ed d\u016fm, m\u00e1te nap\u016fl vyhr\u00e1no.<\/p>\n\n\n\n<p>Vlastn\u011b se v t\u00e9to form\u011b jedn\u00e1 o americkou hypot\u00e9ku. <strong>Dostanete pen\u00edze oproti \u010d\u00e1sti hodnoty va\u0161\u00ed nemovitosti. <\/strong>T\u00edmto zp\u016fsobem od spole\u010dnosti m\u016f\u017eete z\u00edskat t\u0159eba p\u016fl milionu oproti zastaven\u00ed bytu v cen\u011b jednoho milionu.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p><strong>Pokud si pot\u0159ebujete p\u016fj\u010dit, dbejte z\u00e1sad zodpov\u011bdn\u00e9ho p\u016fj\u010dov\u00e1n\u00ed.<\/strong> P\u0159ed p\u016fj\u010dkou si hlavn\u011b ujasn\u011bte, jak budete \u00fav\u011br spl\u00e1cet a jestli spl\u00e1tky neohroz\u00ed v\u00e1\u0161 rozpo\u010det. V\u00fd\u0161e p\u016fj\u010dky by v\u017edy m\u011bla b\u00fdt co nejni\u017e\u0161\u00ed mo\u017en\u00e1.<\/p>\n<p><strong> I kdy\u017e to m\u016f\u017ee zn\u00edt l\u00e1kav\u011b, nikdy si nep\u016fj\u010dujte do z\u00e1soby.<\/strong> \u010c\u00edm v\u00edce si p\u016fj\u010d\u00edte, t\u00edm h\u016f\u0159e se dluh spl\u00e1c\u00ed. Nemluv\u011b o \u00faroc\u00edch, kter\u00e9 budete muset zaplatit i z t\u00e9to zap\u016fj\u010den\u00e9 z\u00e1soby.<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Co je p\u016fj\u010dka pro d\u016fchodce? P\u016fj\u010dka pro d\u016fchodce je sv\u00fdm zp\u016fsobem klasick\u00e1 p\u016fj\u010dka, je v\u0161ak poskytov\u00e1na i osob\u00e1m, kter\u00e9 pob\u00edraj\u00ed\u2026 <\/p>\n","protected":false},"author":16452,"featured_media":79316,"parent":1845,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":true,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[76],"tags":[36],"_links":{"self":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/pages\/4388"}],"collection":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/users\/16452"}],"replies":[{"embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/comments?post=4388"}],"version-history":[{"count":50,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/pages\/4388\/revisions"}],"predecessor-version":[{"id":79399,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/pages\/4388\/revisions\/79399"}],"up":[{"embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/pages\/1845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/media\/79316"}],"wp:attachment":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/media?parent=4388"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/categories?post=4388"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/tags?post=4388"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}