Revolvingov\u00fd \u00fav\u011br je forma\u00a0spot\u0159ebitelsk\u00e9ho \u00fav\u011bru<\/a>, kter\u00fd se v\u00e1m automaticky obnovuje. Jedn\u00e1 se o kr\u00e1tkodob\u00fd \u00fav\u011br. Je podobn\u00fd kontokorentu, ale jedn\u00e1 se o samostatn\u00fd produkt, a tak nen\u00ed nav\u00e1zan\u00fd na v\u00e1\u0161 bankovn\u00ed \u00fa\u010det.<\/strong> K revolvingu se obvykle vyd\u00e1v\u00e1 tak\u00e9 kreditn\u00ed karta.<\/p>\n\n\n\n Revolving nab\u00edz\u00ed mo\u017enost p\u0159edschv\u00e1lenou p\u016fj\u010dku ne\u010derpat okam\u017eit\u011b, ale dle vlastn\u00ed pot\u0159eby, a to celou najednou nebo postupn\u011b. Na sv\u016fj bankovn\u00ed \u00fa\u010det si p\u0159epo\u0161lete v\u017edy jen tolik, kolik pr\u00e1v\u011b pot\u0159ebujete. <\/strong>A co se t\u00fd\u010de spl\u00e1cen\u00ed, je to jen na v\u00e1s a va\u0161ich mo\u017enostech. <\/p>\n\n\n\n V\u011bt\u0161ina lid\u00ed nem\u00e1 na\u0161et\u0159enou pen\u011b\u017en\u00ed rezervu<\/a>\u00a0na hor\u0161\u00ed \u010dasy. To jsou obvykle a\u017e dva cel\u00e9 platy, kter\u00e9 m\u00e1te m\u00edt p\u0159ipraven\u00e9 na zaplacen\u00ed ne\u010dekan\u00fdch v\u00fddaj\u016f.<\/strong> Kdy\u017e pak takov\u00e1 situace p\u0159ijde, je vylo\u017een\u011b nep\u0159\u00edjemn\u00e9 narychlo hledat\u00a0okam\u017eitou rychlou p\u016fj\u010dku<\/a>. Na\u0161t\u011bst\u00ed se tomu d\u00e1 lehce p\u0159edej\u00edt.<\/p>\n\n\n\n Kdy\u017e m\u00e1te zalo\u017een\u00fd revolvingov\u00fd \u00fav\u011br, pen\u00edze na p\u0159\u00edpadn\u00e9 opravy spot\u0159ebi\u010d\u016f si p\u0159epo\u0161lete <\/strong>n\u011bkolika m\u00e1lo kliknut\u00edmi. Tak\u017ee v\u00e1m pak u\u017e nehroz\u00ed \u017e\u00e1dn\u00fd stres z toho, kde se v\u00e1m poda\u0159\u00ed rychle sehnat pen\u00edze.<\/p>\n\n\n\n Revolvingov\u00fd \u00fav\u011br je skv\u011bl\u00fdm \u0159e\u0161en\u00edm pro ty, kte\u0159\u00ed necht\u011bj\u00ed st\u00e1le dokola \u0159e\u0161it nov\u00e9 p\u016fj\u010dky,<\/strong> dokl\u00e1dat sv\u00e9 p\u0159\u00edjmy a podepisovat nov\u00e9 smlouvy. Po sjedn\u00e1n\u00ed revolvingov\u00e9ho \u00fav\u011bru jej m\u016f\u017eete \u010derpat opakovan\u011b, bez dal\u0161\u00edch pap\u00edrova\u010dek. Pen\u00edze vr\u00e1t\u00edte jednodu\u0161e zp\u00e1tky, kdy\u017e budete m\u00edt dostate\u010dn\u00e9 finan\u010dn\u00ed prost\u0159edky.<\/p>\n\n\n\n Samoz\u0159ejm\u011b to m\u00e1 jednu podm\u00ednku. Klient mus\u00ed sv\u00e9 p\u016fj\u010dky \u0159\u00e1dn\u011b spl\u00e1cet na to, aby mohl revolvingov\u00fd \u00fav\u011br vyu\u017e\u00edvat i opakovan\u011b. Stejn\u011b jako z\u00e1le\u017e\u00ed jen na klientovi, kdy revolvingov\u00fd \u00fav\u011br vyu\u017eije. Tak z\u00e1vis\u00ed pouze na klientovi, jak bude \u00fav\u011br spl\u00e1cet, <\/strong>tedy zda jej splat\u00ed cen\u00fd najednou nebo jej bude spl\u00e1cet postupn\u011b.<\/p>\n\n\n\n Poplatky a \u00faroky plat\u00edte pouze za pen\u00edze, kter\u00e9 jste vyu\u017eili. <\/strong>Tedy za pen\u00edze, kter\u00e9 jste si nechali poslat na v\u00e1\u0161 \u00fa\u010det. Zbyl\u00e1 \u010d\u00e1st va\u0161eho limitu pak \u010dek\u00e1 jen na dobu, kdy ji budete pot\u0159ebovat. Kdy\u017e tedy budete okam\u017eit\u011b pot\u0159ebovat nap\u0159\u00edklad dal\u0161\u00ed 4 tis\u00edce, po n\u011bkolika snadn\u00fdch kliknut\u00edch je uvid\u00edte na sv\u00e9m bankovn\u00edm \u00fa\u010dtu klidn\u011b u\u017e ve\u010der.<\/p>\n\n\n\n\t\tJak funguje revolvingov\u00fd \u00fav\u011br?<\/h2>\n\n\n\n