{"id":22801,"date":"2020-06-28T21:12:27","date_gmt":"2020-06-28T19:12:27","guid":{"rendered":""},"modified":"2024-05-08T21:07:11","modified_gmt":"2024-05-08T19:07:11","slug":"wise","status":"publish","type":"company_single","link":"https:\/\/financera.cz\/spolecnost\/wise\/","title":{"rendered":"Wise"},"content":{"rendered":"\n<p>Wise, kdysi zn\u00e1m\u00e9 jako <strong>Transferwise<\/strong>, je platforma, d\u00edky kter\u00e9 je mo\u017en\u00e9 <strong>prov\u00e1d\u011bt zahrani\u010dn\u00ed p\u0159evody a platby debetn\u00ed kartou<\/strong> v r\u016fzn\u00fdch m\u011bn\u00e1ch v\u00fdrazn\u011b levn\u011bji, ne\u017e je tomu u klasick\u00fdch bank.<\/p>\n\n\n\n<p>Samotn\u00e1 platforma vznikla ji\u017e v roce 2011 a jej\u00edmi zakladateli jsou  Taavet Hinrikus a Kristo Kaarman. Slu\u017ebu Wise (TransferWise) aktu\u00e1ln\u011b vyu\u017e\u00edv\u00e1 v\u00edce ne\u017e <strong>8 milion\u016f u\u017eivatel\u016f po cel\u00e9m sv\u011bt\u011b.<\/strong><\/p>\n\n\n\n<p>Nejv\u011bt\u0161\u00ed v\u00fdhodou Wise je vyu\u017e\u00edv\u00e1n\u00ed nejv\u00fdhodn\u011bj\u0161\u00edho <strong>st\u0159edov\u00e9ho bankovn\u00edho kurzu<\/strong>. Slu\u017eba tento kurz nav\u00edc <strong>garantuje po dobu 48 hodin<\/strong> od zad\u00e1n\u00ed platby. Moment\u00e1ln\u011b je u\u017eivatel\u016fm. Wise k dispozici 24 sv\u011btov\u00fdch m\u011bn. <\/p>\n\n\n\n<p>Financer.com v\u00e1m p\u0159in\u00e1\u0161\u00ed recenzi <strong>online sm\u011bn\u00e1rny Wise<\/strong> (Transferwise).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Jak_smnrna_Wise_funguje\">Jak sm\u011bn\u00e1rna Wise funguje<\/h2>\n\n\n\n<p>Sm\u011bn\u00e1rna Wise funguje na <strong>odli\u0161n\u00e9m principu ne\u017e tradi\u010dn\u00ed banky<\/strong>. Spole\u010dnost si toti\u017e zalo\u017eila spoustu bankovn\u00edch \u00fa\u010dt\u016f v mnoha zem\u00edch sv\u011bta.<\/p>\n\n\n\n<p>To znamen\u00e1, \u017ee se v kone\u010dn\u00e9m d\u016fsledku se jedn\u00e1 o <strong>vnitrost\u00e1tn\u00ed p\u0159evody pen\u011bz<\/strong>, kter\u00e9 slu\u017eba Wise pouze sp\u00e1ruje. D\u00edky tomu lze <strong>u\u0161et\u0159it spoustu pen\u011bz<\/strong> na poplatc\u00edch.<\/p>\n\n\n\n<p>Dal\u0161\u00ed v\u00fdhodou cel\u00e9 platformy je <strong>u\u017eivatelsk\u00e1 p\u0159\u00edv\u011btivost <\/strong>cel\u00e9ho \u0159e\u0161en\u00ed. V\u0161e lze z\u0159\u00eddit rychle z pohodl\u00ed Va\u0161eho domova. K dispozici jsou i aplikace pro opera\u010dn\u00ed syst\u00e9my Android a iOS.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Registrace_do_Wise\">Registrace do Wise:<\/h3>\n\n\n<h3><\/h3>\n<p><\/p>\n<ul>\n<li>V prvn\u00ed \u0159ad\u011b si otev\u0159ete <a href=\"https:\/\/financera.cz\/spolecnost\/wise\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">str\u00e1nku Wise<\/a><\/li>\n<li>Klikn\u011bte na tla\u010d\u00edtko registrace (SIGN UP)<\/li>\n<li>Zadejte svou e-mailovou adresu a vytvo\u0159te si heslo<\/li>\n<li>P\u0159ihl\u00e1sit lze tak\u00e9 prost\u0159ednictv\u00edm va\u0161eho Facebookov\u00e9ho nebo Google \u00fa\u010dtu<\/li>\n<li>Klikn\u011bte na tla\u010d\u00edtko d\u00e1l (CONTINUE)<\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Nvod_jak_rychle_pevst_penze_pes_Wise\"><em>N\u00e1vod jak rychle p\u0159ev\u00e9st pen\u00edze p\u0159es Wise:<\/em><\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><li>\n<p>Nav\u0161tivte webstr\u00e1nku Wise<\/p>\n<\/li><li>\n<p>Zadejte v\u00e1mi po\u017eadovan\u00e9 parametry do sm\u011bn\u00e1rensk\u00e9 kalkula\u010dky<\/p>\n<\/li><li>\n<p>Vyberte si typ p\u0159evodu<\/p>\n<\/li><li>\n<p>Vypl\u0148te komu a kam chcete pen\u00edze poslat<\/p>\n<\/li><li>\n<p>Zkontrolujte \u00fadaje platby<\/p>\n<\/li><li>\n<p>P\u0159eve\u010fte z Va\u0161eho b\u011b\u017en\u00e9ho \u00fa\u010dtu pen\u00edze na \u00fa\u010det Wise<\/p>\n<\/li><\/ol><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financera.cz\/spolecnost\/wise\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Za\u010d\u00edt s Wise<\/a><\/div>\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<h2 class=\"wp-block-heading\" id=\"Wise_borderless_et\">Wise borderless \u00fa\u010det<\/h2>\n\n\n\n<p>Krom\u011b online sm\u011bn\u00e1rny nab\u00edz\u00ed slu\u017eba Wise tak\u00e9 takzvan\u00fd <strong>borderless \u00fa\u010det <\/strong>funguj\u00edc\u00ed na podobn\u00e9m principu jako nap\u0159\u00edklad Revolut nebo N26. Po jeho zalo\u017een\u00ed z\u00edsk\u00e1te <strong>neomezen\u00fd p\u0159\u00edstup k v\u00edce ne\u017e 50 sv\u011btov\u00fdm m\u011bn\u00e1m<\/strong>.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"431\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/10\/2021\/12\/wise-aplikace-1024x431.png\" alt=\"\" class=\"wp-image-26583\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2021\/12\/wise-aplikace-1024x431.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2021\/12\/wise-aplikace-300x126.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2021\/12\/wise-aplikace-768x324.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2021\/12\/wise-aplikace-1536x647.png 1536w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2021\/12\/wise-aplikace-2048x863.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Ty n\u00e1sledn\u011b um\u00edte vym\u011b\u0148ovat p\u0159\u00edmo v aplikaci po p\u0159ihl\u00e1\u0161en\u00ed na \u00fa\u010det, tak\u00e9 vyu\u017eit\u00edm st\u0159edov\u00e9ho kurzu.<\/p>\n\n\n\n<p>Nav\u00edc nebudete m\u00edt pouze jeden borderless \u00fa\u010det. Jeho zalo\u017een\u00edm z\u00edsk\u00e1te <strong>6 r\u016fzn\u00fdch \u00fa\u010dt\u016f<\/strong> veden\u00fdch v eurech, britsk\u00fdch libr\u00e1ch, americk\u00fdch dolarech, australsk\u00fdch dolarech, novoz\u00e9landsk\u00fdch dolarech a polsk\u00fdch zlot\u00fdch.<\/p>\n\n\n\n<p>Va\u0161i p\u0159\u00e1tel\u00e9 se stejn\u00fdmi \u00fa\u010dty v\u00e1m tak mohou pos\u00edlat pen\u00edze na jeden z \u00fa\u010dt\u016f naprosto stejn\u011b, jako byste cht\u011bli zrealizovat tuzemskou platbu, to znamen\u00e1 <strong>bez dal\u0161\u00edch zbyte\u010dn\u00fdch poplatk\u016f<\/strong> za rozd\u00edln\u00e9 m\u011bny a p\u0159evody.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financera.cz\/spolecnost\/wise\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Za\u010d\u00edt s Wise<\/a><\/div>\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Wise_Transferwise_recenze\">Wise (Transferwise) recenze<\/h2>\n\n\n\n<p>Na z\u00e1klad\u011b na\u0161ich <strong>zku\u0161enost\u00ed s transferwise<\/strong>, dne\u0161n\u00edm Wise, jsme pro v\u00e1s p\u0159ipravili tuto recenzi.<\/p>\n\n\n\n<p>Rozhodli jsme se, \u017ee chceme p\u0159ev\u00e9st z na\u0161eho \u00fa\u010dtu 1000 EUR na \u00fa\u010det veden\u00fd v \u010desk\u00fdch korun\u00e1ch. Po<strong> zad\u00e1n\u00ed pot\u0159ebn\u00fdch parametr\u016f<\/strong> do Wise kalkula\u010dky se zobrazilo, \u017ee p\u0159\u00edjemce dostane t\u00e9m\u011b\u0159 26,661.41 korun.<\/p>\n\n\n\n<p>Po dobu 48 hodin garantovan\u00fd <strong>st\u0159edov\u00fd sm\u011bnn\u00fd kurz<\/strong> p\u0159edstavuje hodnotu 26,9030 k jedn\u00e9, to znamen\u00e1 \u017ee za 1 euro dostaneme t\u00e9m\u011b\u0159 27 korun, rozd\u00edl pak p\u0159edstavuj\u00ed poplatky.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"1024\" height=\"627\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/10\/2020\/05\/snimek-obrazovky-2020-05-30-v-17-59-16-1024x627.png\" alt=\"Transferwise\" class=\"wp-image-22803\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/10\/2020\/05\/snimek-obrazovky-2020-05-30-v-17-59-16-1024x627.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2020\/05\/snimek-obrazovky-2020-05-30-v-17-59-16-300x184.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2020\/05\/snimek-obrazovky-2020-05-30-v-17-59-16-768x470.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2020\/05\/snimek-obrazovky-2020-05-30-v-17-59-16-246x152.png 246w, https:\/\/financer.global\/app\/uploads\/sites\/10\/2020\/05\/snimek-obrazovky-2020-05-30-v-17-59-16.png 1122w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Platforma V\u00e1m z\u00e1rove\u0148 z<strong>obraz\u00ed odhadovanou \u00fasporu<\/strong> oproti p\u0159evodu uskute\u010dn\u011bn\u00e9ho p\u0159es klasickou banku. V na\u0161em p\u0159\u00edpad\u011b \u010dinn\u00ed rozd\u00edl 27,3 EUR.<\/p>\n\n\n\n<p>M\u016f\u017eeme si zvolit jeden ze<strong> t\u0159\u00ed poplatk\u016f<\/strong>. Ty se li\u0161\u00ed svou v\u00fd\u0161kou a zp\u016fsobem p\u0159evodu platby. V\u00fd\u0161e poplatku <strong>z\u00e1vis\u00ed od \u010d\u00e1stky, kterou chcete p\u0159ev\u00e9st.<\/strong> Plat\u00ed, \u017ee \u010d\u00edm vy\u0161\u0161\u00ed \u010d\u00e1stku p\u0159ev\u00e1d\u00edte, t\u00edm vy\u0161\u0161\u00ed poplatky zaplat\u00edte.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Wise_Transferwise_poplatky\">Wise (Transferwise) poplatky:<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p><strong>Fast transfer \u2013<\/strong> poplatek \u00fa\u010dtov\u00e1n p\u0159\u00edmo z kreditn\u00ed nebo debetn\u00ed karty<\/p>\n<\/li><li>\n<p><strong>Easy transfer \u2013 <\/strong>poplatek \u00fa\u010dtov\u00e1n z Va\u0161\u00ed banky online p\u0159evodem<\/p>\n<\/li><li>\n<p><strong>Low cost transfer \u2013 <\/strong>poplatek \u00fa\u010dtov\u00e1n z bankovn\u00edho \u00fa\u010dtu<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Po zvolen\u00ed si p\u0159\u00edslu\u0161n\u00e9ho poplatku sta\u010d\u00ed kliknout na <strong>Get started<\/strong> a webov\u00e1 str\u00e1nka v\u00e1s vyzve k p\u0159ihl\u00e1\u0161en\u00ed. Po vytvo\u0159en\u00ed \u00fa\u010dtu, respektive po p\u0159ihl\u00e1\u0161en\u00ed sta\u010d\u00ed jednodu\u0161e vyplnit komu chcete poslat pen\u00edze.<\/p>\n\n\n\n<p><strong>Sta\u010d\u00ed uv\u00e9st<\/strong> <strong>jm\u00e9no, e-mail a IBAN<\/strong>. Po vypln\u011bn\u00ed \u00fadaj\u016f p\u0159ejd\u011bte ke shrnut\u00ed platby, kde budou znovu zobrazeny v\u0161echny v\u00e1mi dosud zadan\u00e9 informace a Vy m\u00e1te mo\u017enost je naposledy m\u011bnit.<\/p>\n\n\n\n<p>Posledn\u00edm krokem je platba. Plat\u00edte p\u0159\u00edmo na \u00fa\u010det Wise. Spolu s \u010d\u00e1stkou, kterou chcete poslat, <strong>plat\u00edte tak\u00e9 poplatek za zprost\u0159edkov\u00e1n\u00ed.<\/strong><\/p>\n\n\n\n<p>M\u016f\u017eete platit p\u0159es online banking, mobiln\u00ed banking nebo p\u0159\u00edmo v kamenn\u00e9 pobo\u010dce Va\u0161\u00ed banky. Po zvolen\u00ed zp\u016fsobu platby v\u00e1m syst\u00e9m Wise <strong>automaticky vygeneruje \u010d\u00edslo \u00fa\u010dtu<\/strong>, n\u00e1zev p\u0159\u00edjemce, IBAN, k\u00f3d banky a zpr\u00e1vu pro p\u0159\u00edjemce, kterou mus\u00edte uv\u00e9st p\u0159i zad\u00e1v\u00e1n\u00ed platby.<\/p>\n\n\n\n<p>N\u00e1sledn\u011b sta\u010d\u00ed \u010dekat maxim\u00e1ln\u011b <strong>2 a\u017e 3 pracovn\u00ed dny<\/strong>. Syst\u00e9m TransferWise platbu p\u0159evezme, sp\u00e1ruje ji s \u00fa\u010dtem na kter\u00fd chcete poslat pen\u00edze a n\u00e1sledn\u011b je ode\u0161le na konkr\u00e9tn\u00ed \u00fa\u010det.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vhody_a_nevhody_Wise\">V\u00fdhody a nev\u00fdhody Wise<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Rychl\u00e9 a snadn\u00e9 zalo\u017een\u00ed \u00fa\u010dtu<\/p>\n<\/li><li>\n<p>Skv\u011bl\u00e1 a p\u0159ehledn\u00e1 mobiln\u00ed aplikace<\/p>\n<\/li><li>\n<p>Velk\u00e9 mno\u017estv\u00ed dostupn\u00fdch m\u011bn<\/p>\n<\/li><li>\n<p>V\u00fdhodn\u00e9 p\u0159evody na zahrani\u010dn\u00ed \u00fa\u010dty<\/p>\n<\/li><li>\n<p>St\u0159edov\u00fd sm\u011bnn\u00fd kurz<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>Aplikace nen\u00ed dostupn\u00e1 v \u010de\u0161tin\u011b<\/p>\n<\/li><li>\n<p>P\u0159ir\u00e1\u017eky za vy\u0161\u0161\u00ed transakce<\/p>\n<\/li><li>\n<p>V z\u00e1vislosti na m\u011bn\u011b &#8211; m\u00e9n\u011b p\u0159ehledn\u00fd syst\u00e9m mar\u017e\u00ed <\/p>\n<\/li><\/ul><\/div>","protected":false},"author":38180,"featured_media":43181,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1195],"company_type":[39],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/company_single\/22801"}],"collection":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/users\/38180"}],"replies":[{"embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/comments?post=22801"}],"version-history":[{"count":50,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/company_single\/22801\/revisions"}],"predecessor-version":[{"id":51548,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/company_single\/22801\/revisions\/51548"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/media\/43181"}],"wp:attachment":[{"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/media?parent=22801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/categories?post=22801"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financera.cz\/wp-json\/wp\/v2\/company_type?post=22801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}